Your agreement with Nabtap
These Terms form a binding agreement between you and the Glemad company responsible for Nabtap where you live. If you live in Africa, that company is Glemad MS Limited in Nigeria. If you live elsewhere, it is Glemad Inc. in the United States. We refer to the responsible company as Glemad in these Terms.
By creating an account or using Nabtap, you agree to these Terms, the Community Guidelines and the policies that apply to the features you use.
If you act for a business or organization, you confirm that you can bind it to this agreement. The Commercial Terms and any product-specific terms also apply to commercial use.
Who may use Nabtap
- You must be at least 18 to create or use a Nabtap account, and you must have the legal capacity to enter this agreement. A higher minimum applies if the law where you live requires it.
- You must provide accurate information, including your real date of birth, and you may not use Nabtap where law prohibits it.
- You may not return after a permanent suspension unless Nabtap gives you written permission.
Your account
- Keep your login details secure and tell us promptly if you suspect unauthorized access.
- You are responsible for activity carried out through your account until you report a compromise, except where the law says otherwise.
- Do not sell, rent or transfer an account, username or verification status without our written approval.
- We may reclaim usernames that infringe rights, impersonate others or are needed to resolve a verified brand or safety issue.
Use Nabtap lawfully
- Follow the Community Guidelines and the laws that apply to you, your content and your transactions.
- Do not impersonate others, manipulate engagement, scrape without permission, bypass controls, introduce malicious code or interfere with the service.
- Do not use Nabtap to infringe intellectual property, privacy, publicity, consumer or other rights.
- Do not use information from Nabtap for surveillance, discrimination, unauthorized profiling or decisions about another person’s eligibility for employment, housing, credit, insurance or similar services.
Your content remains yours
You retain ownership of your original content. You confirm that you have the rights and permissions needed to publish it and to grant the licence below.
You give Glemad and its affiliates a worldwide, non-exclusive, royalty-free and sublicensable licence to host, copy, display, distribute, recommend, transmit and technically adapt your content only as needed to operate, secure, improve and promote Nabtap in line with your settings. This licence lets our service providers do that work for us. It does not transfer ownership of your work.
The licence ends when your content is deleted from our active systems, except for copies others made through an authorized feature, limited backups, and copies we must keep for legal, safety, fraud or rights-enforcement reasons. Nabtap will not train a platform AI model on your original content without separate, explicit permission.
Nabtap’s service and brand
Glemad and its licensors own the Nabtap software, design, systems, documentation, trademarks and other service materials, excluding your content and third-party material. While these Terms remain in effect, Glemad gives you a limited, personal, non-exclusive, non-transferable and revocable licence to use the service as intended.
Except where applicable law expressly permits it, you may not copy, sell, sublicense, reverse engineer or create a competing service from protected parts of Nabtap, or use Glemad’s names, logos or trademarks without written permission. Open-source components remain governed by their own licences.
Recommendations, advertising and third parties
Nabtap may rank and recommend content using signals described on the Recommendation Systems page. Recommendation is not an endorsement. Advertising and sponsored content should be labelled, but advertisers and creators remain responsible for their claims.
Unless a transaction page expressly identifies Glemad as the seller, lender, employer or contracting party, Nabtap only provides tools for users and businesses to communicate or transact. Glemad does not become a party to their arrangement, guarantee an offer, or endorse a person merely by hosting, recommending or verifying an account or item.
Links, integrations, app stores and payment providers may have their own terms. Glemad is not responsible for a third party’s service, content or conduct merely because Nabtap links to or works with it.
Information, automated features and previews
Content and tools on Nabtap are provided for general information and communication. They are not legal, medical, financial, tax or other professional advice. Check important information and obtain qualified advice before acting on it.
A feature labelled beta, preview or experimental may change, be unavailable or produce inaccurate results. Automated or artificial-intelligence output can be incomplete or wrong. You remain responsible for reviewing output before publishing it or relying on it, subject to rights the law gives you.
If you voluntarily send product feedback or suggestions, you give Glemad a perpetual, worldwide, non-exclusive, royalty-free right to use them to develop and improve its services without an obligation to adopt or compensate for them. This does not give us ownership of your account content.
Moderation, suspension and records
We may label, limit distribution of, remove or preserve content; restrict features; or suspend or terminate an account when reasonably necessary to enforce our rules, protect people or property, investigate misuse, or comply with law. Serious or urgent risk may require action without advance notice.
Where appropriate and legally permitted, we give a reason and an appeal route. We may preserve relevant records for the period required to investigate abuse, handle an appeal or comply with law.
Purchases and creator earnings
The Payment Terms apply to purchases and payouts. Creator earnings are not guaranteed. Estimates can change after fraud, rights, refund, chargeback, tax and advertiser checks. You are responsible for taxes and reporting that apply to you.
Service changes and ending use
We may add, change, suspend or retire features. We will give reasonable notice when practical if a change materially reduces a paid service, unless safety, security or law requires faster action.
You may stop using Nabtap and request account deletion. We may end this agreement if your account is terminated. Clauses that must logically continue, including ownership, payment, liability, indemnity and dispute clauses, survive.
No promises we cannot make
We provide Nabtap with reasonable care and skill. To the fullest extent the law permits, the service is otherwise provided as available. We do not promise uninterrupted access, permanent storage, any level of reach or earnings, or that all user content is accurate, safe or lawful.
Nothing here limits a statutory warranty, refund, repair, replacement or other consumer remedy, or any liability that cannot legally be limited. This includes liability for fraud, wilful misconduct, gross negligence, or death or personal injury caused by negligence where applicable.
Limits on liability
To the fullest extent permitted by law, the responsible Glemad company and its affiliates will not be liable for indirect, incidental, special, consequential, exemplary or punitive loss, or for lost profits, revenue, data, goodwill or opportunity arising from Nabtap.
To the fullest extent permitted by law, our total liability for claims connected with Nabtap will not exceed the greater of US $100 or the amount you paid directly to the responsible Glemad company for the service giving rise to the claim during the 12 months before the event. This cap does not apply to a non-excludable consumer remedy or liability for fraud, wilful misconduct, gross negligence, or death or personal injury caused by negligence where applicable.
Responsibility for claims
You remain responsible for your content, transactions and unlawful conduct. If you use Nabtap commercially, you will, to the extent permitted by law, defend and reimburse the responsible Glemad company and its affiliates against third-party claims, losses and reasonable costs caused by your content, offering, infringement, fraud or breach of these Terms. We will give reasonable notice and control of the defence, and you may not settle a claim that admits liability for us without consent.
Disputes and general terms
Where the law permits, before filing a non-urgent claim, send the Contact Centre a written notice describing the problem, the outcome you want and enough account or transaction detail for us to investigate. Each side will have 30 days to try to resolve it. This does not stop either side from seeking urgent relief or using a regulator or small-claims process where available.
Mandatory local consumer law remains in effect, including the Federal Competition and Consumer Protection Act for Nigerian consumers, and disputes may be brought before any court or tribunal that has lawful jurisdiction. Nothing in these Terms prevents a complaint to the FCCPC, NDPC or another competent regulator.
Neither side is responsible for delay caused by an event beyond its reasonable control, but this does not excuse payment already due, required security measures, a refund or other remedy the law requires. If part of these Terms is unenforceable, the rest remains effective. A delay in enforcement is not a waiver. We may assign this agreement as part of a reorganization, financing, merger or sale, subject to applicable law.
Legal notices
Formal notices may be emailed to [email protected]. Notices for Glemad Inc. may also be sent to 30 N Gould St, Ste N, Sheridan, Wyoming 82801, United States. Notices for Glemad MS Limited may also be sent to Plot 15 Orchid Road, Lekki, Lagos, Nigeria. A notice must identify the sender, the relevant account or transaction, the basis of the claim and the requested resolution.
Changes to this document
We may update this document to reflect changes to Nabtap, the law or the way we protect the community. When a change is material, we will provide notice appropriate to its significance and request fresh acceptance where required.
Contact
Questions, complaints and rights requests can be sent through the Nabtap Contact Centre. Public legal enquiries may be sent to [email protected]. Formal notices must use the method stated in the relevant transaction or an official company record.